Banking Restructuring

Consolidating credits is truly an important option for companies, especially those on indebtedness.

After analyzing the company's Treasury capacities, the HDL Team supports the preparation and presentation for the respective financing entities of an adequate Financial Plan.


In a company, bank restructuring can be decisive in the continuity of its activity.


It is necessary to act before entering into default, by negotiating with the Banking this same Plan.


Credit consolidation can be an effective means of solving serious debt problems and is advised whenever there is no capacity to meet all the commitments made.


Answers to some questions, among others, are necessary for a correct diagnosis:

  • Can not avail to credit?
  • Are you failing to fulfill?
  • Are you late in your monthly payments?
  • Is there negative information reported to the Bank of Portugal?
  • Are there any liens?

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